Let’s be honest here, we all have high expectations when we are learning to drive. We can’t wait to pass our test and get behind the wheel of our dream car and head out onto the open road. As time moves on that desire becomes more of a need in your life, as you rely on your car to get you from one point to the other, and for your family to feel safe on the road. But, we often fail to forget that there are some instances with car ownerships that can provide us with a right headache, both literally and figuratively.
No one intends to find themselves in a situation where they have to experience something dreadful. Or find you have a hefty bill from your insurance company or local garage. But it is always wise to be more aware of what is at stake, and although you can’t predict the future, you can certainly prepare for every eventuality. After all, when you have a family, the budget becomes tighter and you are far more aware of what is a priority and what isn’t. Here are some of the family car dilemmas we all face.
DUI – Driving Under the Influence
We all know that driving under the influence of anything like alcohol or drugs is a crime and certainly a no go, especially if the children are in the car. But some of us unknowing can be put at risk either by ourselves or by other drivers. It might be that you are taking prescription medicine, and haven’t realized that the side effects could be causing you issues with concentration and focus. It isn’t always about leisure activities that can mean you are driving under the influence. If you are taking anything additional than what you would normally do, always read the small print, or make a conscious decision to leave the family car at home. After all, we are all aware of the rules of the road.
Getting in an Accident
Being involved in any kind of accident in your car is frightening, no matter how minor the collision is. Whether it is your fault or not, it can certainly provide you with a headache both financially and of the physical nature. Accidents happen on the road all the time, and for many reasons. There may be no concentration, you could be pulling out of a junction or just being in the wrong place at the wrong time. Thankfully, insurance companies are there to lighten the load financially, and in time you gain confidence once more. You could also look into speaking with a car accident lawyer who may be best to advise you if any sort of financial claim could be made. If you think this may be something you want to do in the future, then make sure you capture evidence such as pictures and also names and contact details of any witnesses who can correlate the story that you wish to tell.
Unexpected Car Repairs
When your car breaks down on the side of the road, it can be distressing for all involved, especially if you are on your own. At the time, you may not be thinking about the cost, but there are things to consider. First of all, you need to ensure that you can get your car off the road safely and securely. Many insurance companies have roadside assistance included in your plan, but this will be something you need to check. You also need to think about the cost of getting it fixed, whether you have some form of warranty on the vehicle. This is when having a separate budget set aside for these unplanned for occurrences can help you get out of a tight spot financially.
Auto Theft
Finally, theft of your car is never going to be something easy to go through. After all, people spend their hard-earned cash and savings on vehicles, so it’s understandable to have some form of emotional attachment to it. These cars become something you rely on. In many cases, thefts these days are targeted. So it is always wise to ensure that you keep your car off the road at night in a safe location. Either a driveway or a garage. In many incidents, cars are built-in with added security, alarms and immobilizers, but you could also look at additional security on your home such as a camera to help protect your car even further.
Let’s hope that you don’t have to face any of these family car dilemmas anytime soon.
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